Your money goes directly into the bank without you having to run another errand — going to the bank. What a great concept Direct Deposit is. It saves you your precious time.

But what it doesn’t save you is your precious money. You never seem to have enough cash and you never know why. That’s because you don’t even get the chance to see your money anymore.

Since you don’t get to see it, you don’t get to manage it. The first step to managing your money is to actually look at your finances. If you don’t look at your finances, you won’t be able to improve your circumstances.

As soon as you’re willing to admit your current financial status and spending habits … that’s when you’ll be ready to make money changes to better your situation and buy the latest “hobo” or go to your favorite exquisite sushi dinner.

Take a direct look at your financial situation. It might be nerve-racking, frustrating and even depressing, but in the end, it’ll be beneficial to you.

Make sure you are the one who is directly in control of where your money is deposited — whether it be Bloomingdales or your bank account.